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Subprimemortgagemorgage Hr Tag Mortgage Software Subprime Mortgage Mortgage

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Directions: For this part, you are allowed 30 minutes to write a short essay entitled Changes in People’s Living Expenditure. You should write at least 150 words based on the chart and outline given below.

Year

1988

1992

1996

2000

2004

2008

Food/Clothes

45.4%

36.5%

32.1%

30.3%

29%

28.2%

Medical Care

10.0%

10.3%

10.6%

12.9%

13.1%

13.3%

Transportation and Communication

25.5%

30.2%

32.5%

32.6%

32.8%

33.2%

Cosmetics

3.2%

4.5%

6.6%

7.5%

7.8%

8.8%

Others

15.9%

18.5%

18.2%

16.7%

17.3%

16.5%

Total

100%

100%

100%

100%

100%

100%

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Changes in People’s Living Expenditure

From the above table, we can clearly see that great changes have been taking place in people’s living expenditure over the period from 1988 to 2008. People are spending less and less percentage of their income on food and clothes. The said expenditure has deceased by approximately 17.2%, while that for medical care and transportation and communication has increased quite steadily. The greatest increase in people’s expenditure takes place in luxuries.

 

There are chiefly two reasons for these changes. Twenty years ago, most people spent a large part of their income on food and clothes, for they simply didn’t have more money for cosmetics. And people of today also paid more attention to general health conditions and their looks as well. They want to improve their quality of life in every way.

 

The increase in people’s investment in cosmetics actually proves a fact that people’s income is increasing and with this, people’s living standard will be further raised in the future.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Unemployment upon graduation

1.      Ðí¶à´óѧÉú±ÏÒµºóÕÒ²»µ½¹¤×÷

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Unemployment upon graduation

In recent years£¬we have witnessed an unfavorable social phenomenon---more and more college  students become unemployed as soon as they graduate.

   There are three possible reasons to account for this phenomenon. To begin with, the expansion of universities provides more chances for more students to receiving higher education. However, the job market cannot provide enough job vacancies at the same time. What’s more, the situation is even worse when some students unanimously choose the hot majors. In the third place, many students expect highly of themselves---they choose not to work at all if they are not satisfied with the job, the salary, the working conditions, etc.

Therefore, in my view, the solutions to this problem seem more than clear on this occasion. First of all, in order to create more job opportunities, the government should gradually optimize the industrial structure, laying more emphasis on the service industry. Moreover, university authorities should take the job market into consideration while admitting new students. For example, more practical majors which are job-orientated should be designed and introduced to college students to help them in the future job-hunting. Meanwhile, college graduates should lower their expectations while hunting jobs.

Generally speaking, as long as the government, universities and students make joint efforts, a sound solution to this problem will not be far away.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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A Letter of Invitation

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A Letter of Invitation

Dear Zhang Feng,

If you have no previous engagement during the summer vacation, I’d like you to have a tour around my hometown with my heartfelt sincerity.

We haven’t enjoyed being together since we graduated from the high school, for everyone is too busy to have a reunion. And I’d like to give you a pleasant surprise that you will enjoy yourself in an extremely beautiful landscape, meanwhile, you can taste the specialties of my hometown. I may accompany you to the sea, where waves rise and fall with much grandeur. And you can walk along the seashore and enjoy the most interesting sight of the sea or go swimming in the sea and soak in cold clean water to escape the heat. Moreover, the sea breezes are highly beneficial which would make you feel fully relaxed.

I am looking forward to your reply.

                                                               Yours Sincerely,

                                                                Li Ming

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Save the Wild Animals
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Save the Wild Animals

Nowadays, there is a widespread concern over wildlife extinction. As is known to all, due to the environment in which the wild animals are living has changed a lot, many wild animals are facing the danger of extinction. And this issue is attributed to the following points.

Firstly, with the development of cities, the using of insecticide has resulted in serious pollution. Secondly, the wild animals’ living areas have become narrower and narrower. Thirdly, many of the wild animals now are confronted with food crisis. At the same time, human beings are killing off species just for getting their fur, horns, teeth or meat for their own sake.
     In order to protect our resources of ecology, people should realize that the loss of any species is at least the loss of source of knowledge and a source of natural beauty. There fore, measures of the following should be taken. On the one hand, pollution standards are made to keep down poisons. On the other hand, killing off certain rare species should be prohibited. Last but not least, national parks should be set up as wild life reserves.
     In short, only if we human beings take some drastic measures can wild animals be saved.-

 

 

 

 

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